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Jacob graduated from University of Ife (now Obafemi Awolowo University) with Second Class Upper Division in Accounting.He is an Associate member of the Institute of Chartered Accountants of Nigeria (ICAN). He is a thoroughbred professional operations expert. He started his banking career with Central Bank of Nigeria in 1985. He joined Nigeria International Bank Limited (the Nigerian subsidiary of Citibank N.A.) in July 1987 and worked in International Operations till April 1991 when he moved to FSB International Bank PLC (“FSB”). He went to FSB, as part of the team responsible for transforming the former Federal Savings Bank to a leading commercial bank in the country. During his stay at the bank, he managed all aspects of banking operations including Branch Operations, Treasury Operations, International Operations and Branch Co-ordination. Before his voluntary resignation in November 2005, he had become the Group Head of the bank’s operations. He has attended many operations and management courses and also facilitated several banking operations training. He is Managing Director/Chief Executive Officer of FCTL Leasing Company Limited and a director of First Capital Trust Limited and Seed Capital Microfinance Bank Limited.

Toyin is an Accounting graduate and a chartered Accountant with over 15 years work experience that spans Operations, audit, risk management, financial control, information technology, marketing and Human Resources.
She is a thoroughbred Accounting professional and holds Masters degree in Financial management from Lagos state University.
She is an alumnus of the prestigious Lagos Business school.
Toyin worked as an accountant in T.A. Braithwaite Insurance Brokers and subsequently moved to Horwath Dafinone Chartered Accountants. Her experience in audit and financial control at Horwath Dafinone covered Manufacturing Companies, Financial services, oil exploration, trading, banking, Non governmental organisations and Conglomerates.
She rose in Horwath Dafinone to the position of an audit Manager before she moved to FCTL in September 2008 as the Group Controller. She is in charge of operations, audit, risk management and Financial control of the First Capital group.
Toyin is a member of the Institute of Chartered Accountants of Nigeria (ICAN), Association of Certified Chartered Accountants (ACCA) and a registered member of Chartered Institute of Stockbrokers (CIS).
Toyin has held several key positions in committees within and outside the group.
She is currently the Vice president of the SMP 40 Alumni Exco of Lagos Business school.
Toyin Ajala is the Head of Credit and Risk management in FCTL Leasing Company Nigeria Limited.
A thorough bred Lease Professional. He earned his wings working for the flagship of Lease Regulation in Nigeria, the Equipment Leasing Association of Nigeria (ELAN). While there, he held several key positions and rose to head the Marketing Department after several years of meritorious service to the Association. Rotimi has over ten (10) years work experience with the umbrella body of leasing. Before joining FCTL Leasing Company Nigeria Limited, he was the Marketing Manager of Charks Investments Limited where he headed both the Consumer Lease and Corporate Lease departments. Rotimi Adeoye has a Master of Business Administration (MBA) in Financial Management from the University of Lagos. He is a graduate of Marketing from the Federal Polytechnic, Ado-Ekiti. And a member of the Institute of Chartered Accountant of Nigeria (ICAN) He is presently the Head, Corporate leasing unit of the company.

Yemi holds a Bachelor of Technology in Chemical Engineering. He has an MBA in Finance (in view). He is a member of Association of Oracle Professionals. He worked with Labtek Nigeria Limited prior to joining FCTL Leasing Company Nigeria Limited. He currently heads the Consumer Leasing unit.